Blog for Our Austin Injury Lawyer

How Can a Company Self-Insure for Workers’ Comp in Texas?

Posted on July 30, 2014 by Allison & Ward

The Insurance Journal reports that the Texas Division of Workers’ Compensation (DWC) recently approved 12 companies in renewing their Certificates of Authority to self-insure their workers’ compensation claims for one year. The Texas Department of Insurance (TDI) must certify a company that chooses to provide workers’ comp through self-insurance. The requirements for a company to self-insure in Texas include: Provide information to TDI on the company’s profitability, previous workers’ comp losses and the number of employees. Implement safety programs at all job sites. Provide a security deposit that covers workers’ comp liabilities. Maintain a minimum of $5 million of additional insurance coverage. Must pay a minimum premium of $500,000 annually. Must have the program managed and operated by a third party claims servicer (the company itself may not handle the paying of workers’ comp to employees). The ability to self-insure only makes financial sense for large companies. However, slightly smaller…
Read More »

Does Austin Have a Drinking Problem?

Posted on July 28, 2014 by Allison & Ward

According to KVUE, “people in Austin drink more than any other city in Texas, and not just by a little bit.” In 2013 alone, there were over 6,000 DWI arrests. Over the past three years, DWI arrests have increased nearly 24 percent. During this same period: 75 people died in drunken driving wrecks and over 1,900 were injured. City officials and the Austin Police Department (APD), attribute this high rate of drinking to three things: The University of Texas’s large student body 6th Street Popular festivals: Austin City Limits and SXSW However, Mothers Against Drunk Driving (MADD) believes Austin’s drinking problem is engrained in its culture. MADD spokesperson tells KVUE, “You can go to the barber and get your haircut and get a beer with it.” In Austin, What Is the Rate of Conviction for DWI Arrests?   Austin Police Chief Art Acevedo believes the problem has gotten worse, because…
Read More »

How Can Technology Prevent Drowning?

Posted on July 25, 2014 by Allison & Ward

According to the U.S. National Centers for Disease Control, “in as little as 20 seconds a child can drown unnoticed. For an adult, it only takes about one minute.” Moreover, “any given swimming pool is nearly 100 times more likely to kill a child than any given gun,” says Freakonomics. There are few options besides teaching parents and lifeguards to be vigilant when monitoring kids and adults swimming. Fortunately, a company has just released a new product that hopes to reduce the leading cause of death for children under five: drowning. What is the iSwimBand? Aquatic Safety Concepts (ASC) released a new product called the iSwimBand. A parent can put this wearable technology on the wrist or head of their child. The yellow band has a device that syncs with an iPhone, iPod or iTouch. KXAN says, “If a child is in the water for too long, a loud alarm…
Read More »