Austin, Texas, Attorneys Handling Non-Subscriber Workers' Compensation Cases
Texas is the only state that does not mandate employers to carry workers' compensation insurance. In fact, nearly 40% of all Texas businesses, large and small, no longer carry workers' compensation insurance - often because traditional workers' comp insurance premiums are just too high.
Companies that do not participate in the traditional workers' compensation system are called "non-subscribers," and workplace injury claims are handled differently for employees of these companies.
Many lawyers simply do not understand the differences between traditional and non-subscriber workers' compensation claims. At Allison & Ward, we do.
Our attorneys have significant experience with both traditional and non-subscriber workers' compensation claims, and we know what is required for success in both types of cases. If you have been injured at work and your employer is a non-subscriber, contact our office to schedule a free consultation about your claim.
How non-subscriber workers' compensation claims are different
The traditional workers' compensation system essentially works as a trade-off. In return for carrying workers' comp insurance for all employees, companies are protected from personal injury lawsuits when workers are hurt on the job. Injured workers make claims against the workers' comp insurance instead of suing their own employers.
In some cases, a third party - someone other than the employer or its agents - is responsible for a worker's injuries. For example, a negligent subcontractor, a dangerous property condition, or defective equipment may have contributed to the injury. Under the traditional system, the injured employee can file a personal injury claim against the third party in addition to any claim for workers' compensation benefits.
In non-subscriber workers' compensation cases, you have the right to sue your employer for damages after an on-the-job injury. Furthermore, the law only requires you to prove that your employer was one percent at fault in order for them to be held completely liable for your injuries. Non-subscriber employers are also held responsible for injuries to their workers that are caused by third parties.
When you pursue a non-subscriber workers' compensation claim, your case will be very similar to a personal injury lawsuit. Our lawyers will perform a full investigation of the circumstances of your accident. We will examine every detail of the evidence to show fault and examine all sources of compensation available. Our goal is to maximize your full and fair compensation for medical benefits, lost wages, pain and suffereing.
Call 512-474-8153 or contact us online for a free consultation about your claim
A successful non-subscriber workers' compensation claim requires skill, experience and a thorough knowledge of the law. The attorneys of Allison & Ward have all three, and we will use them in an attempt to help you recover maximum compensation for your injuries. Contact us today to schedule a free consultation.
